LifeCalculator is the only financial engine to incorporate both independent financial advice and a personal investment plan. Its unique “What-if” scenarios give you the power to anticipate unlimited future life scenarios; learn their impact on your retirement savings, investment returns and second career plans, and offset your risk with pragmatic action strategies to build wealth and gain financial security.

Your Personal Financial Plan

In creating your personal financial plan, you have access to LifeCalculator's extensive helpful databases and more than 100 links to a wide array of current valuable information on investments, healthcare, career opportunities, real-estate, pensions, Social Security, and taxes.

Importantly, you will have the ability to continually update your financial information and test alternative strategies when your life circumstances change.

Profiles and Exercises

LifeCalculator provides you comprehensive and dynamic personal financial planning, and is complemented by profiles of over two-dozen individuals and families, introducing you to their proven strategies to become a millionaire or multi-millionaire. LifeCalculator also provides twenty easy exercises covering often-encountered decisions in your life and assisting you in determining the impact that these decisions have on your balance sheet.

Among the exercises are:

  • Should you buy a large or small home and invest the difference?
  • Will you be advantaged to work until 70?
  • What is the return on a graduate education?
  • Should you save or pay down debt?

LifeCalculator is available in two editions, focusing on the distinct financial issues facing those of different ages:

LifeCalculator GenXY

LifeCalculator GenXY is designed for individuals and families ages 18-35. This cohort ranges from those just beginning their first jobs, renting their first apartments and establishing their credit, to those who are transitioning in their mid-thirties to more senior career opportunities, possible purchase of a home and perhaps, marriage and children. The focus of GenXY is on the creation of financial independence and the pursuit of dreams: career, personal and community.

LifeCalculator Premium

The Premium version addresses the concerns of 35-65 year olds, with younger members of this group beginning to assume increased responsibilities at work, as parents and as members of community organizations. Long-term financial goals, risk management, career advancement and second careers, investments, and retirement planning are the evolving priorities of this cohort.

Both versions of LifeCalculator will allow you to plan strategically, empowering you to take control of your financial future. With LifeCalculator, you will have the power to direct your life’s journey to its best possible financial outcome and take the actions necessary to manage life’s risks along the way.

Intro | Premium | GenXY