Life Calculator Premium Profiles: Facing Life's Challenges and Achieving Your Financial Dreams

• Vivian Blackboard, 40, from Denver, CO, an Executive Director of a non-profit attempts to repair her poor credit, purchase a home and adopt a child;
• Marla and Bill Newton, 46 and 48, from Atlanta, GA, a guidance counselor and coach, and a real-estate manager rethink their entrepreneurial lifestyle after experiencing uncertain cashflow;
• James and Nancy Razor, 43 and 40, from Greensboro, NC, a policeman and a public attorney are concerned about college expenses and care of an aging parent;
• Dan Apple from New York, 52, NY, a Marketing Executive is recently divorced and wants to rebuild his finances and family with his new wife Christina;
• Barney and Elaine Excel, 41 and 38, from Omaha, NE, a truck driver and a librarian cope with Barney's disability by educating themselves for second careers;
• Michael and Kathie Skype, 54 and 47, from Worcester, MA, a Union electrician and homecare provider have to take care of aging parents and fund a college account;
• Eric Router from Portland, 50, OR, a real-estate appraiser experiences the negative consequences of his highly leveraged real-estate investments;
• Jack and Cindy Palm, 49 and 56, from San Mateo, CA, a software company executive and his family are impacted by Jack's job loss, even as they continue their expensive lifestyle;
• Adriana Dell, 61, from Orlando, FL, a single parent nurse with a low savings rate, no pension and a limited investment portfolio;
• Ken and Mary Blackberry, 60 and 54, from Houston, TX, displaced Enron professionals must relocate after losing their jobs and savings in the Enron debacle;
• Hank and Trudy Trio, 76 and 71, from Peoria, Il are union workers in construction and hospitality who take care of two sets of parents and build their finances;
• Peter and Betty Moto, 76 and 75, from Minneapolis, MN, a former biomedical scientist and his wife must decide to delay retiring early after their son is injured in a car accident.