Life Calculator Generation XY Profiles: Facing Life's Challenges and Achieving Your Financial Dreams

• Melissa Cing, 20, from Trenton, NJ, an administrative aide attempts to find a new job with health and pension benefits while paying off debt;
• Randy and Jennifer Vonage, 27 and 25, from Washington, DC, a police officer and a marketing associate need to purchase a new home in California while off-ramping;
• Carlos Vaio, 24, from Miami, FL, a security officer and weekend janitor is concerned about getting custody of his son, even as he attends college;
• Allison McAfee, 29, from Seattle, WA, a Union Organizer would like to begin investing and start to save for a new home;
• Kevin and Mei-Yee Web, 37 and 33, from San Francisco, CA, a lawyer and an investment banker must weight the costs and benefits of off-ramping and changing careers;
• Maria Adobe, 30, from Santa Fe, NM, an Assistant Gallery Director is allocating her savings between rent, a graduate degree and credit card debt;
• Agustin Norton, 31, from Boston, MA, a computer specialist who has no health insurance and wants to join a larger IT consulting firm;
• Jerome and Yvonne Blog, 36 and 32, from Chicago, IL, a insurance salesman is trying to start his own business while taking care of his and his wife's parents;
• Vivian Blackboard, 40, from Denver, CO, an Executive Director of a non-profit attempts to repair her poor credit, purchase a home and adopt a child;
• Marla and Bill Newton, 46 and 48, from Atlanta, GA, a guidance counselor and coach, and a real-estate manager rethink their entrepreneurial lifestyle after experiencing uncertain cashflow;
• James and Nancy Razor, 43 and 40, from Greensboro, NC, a policeman and a public attorney are concerned about college expenses and care of an aging parent;
• Barney and Elaine Excel, 41 and 38, from Omaha, NE, a truck driver and a librarian cope with Barney's disability by educating themselves for second careers.