Welcome to the Life Calculator community – a forum of ideas, expert opinions, extensive databases, supportive mentors, and customized online financial calculators. Meet the Life Calculator individuals and families, pictured here, who faced life challenges and were redeemed by Life Calculator strategies that enabled each of them to become millionaires.

I was motivated to develop the Life Calculator because, like all of you, I have experienced many of the negative transition events that have impacted my personal balance sheet. As a finance professional, I recognized that, despite disciplined financial planning and smart investments, a family's financial security may be threatened if they have not anticipated adverse events. As a Trustee of CalPERS and CalSTRS for eight years, representing the retirement assets of teachers, public employees and public safety workers, I learned the hardships that individuals and families faced when their retirement savings are jeopardized and their ability to provide for their families is limited.

Moving Up To Millions – and LifeCalculator.net – were created to empower you to successfully plan your life's journey and to take charge when important life changing events happen that risk your financial security.

Transitions define our lives. Many are the glorious moments we share with family and friends – marriage, birth of a child, college graduation, a new business, a career promotion, a new home, a special vacation.

Other transitions are unsought - and fraught with sadness, anxiety and financial losses. Divorce, unemployment, uninsured healthcare expenses, investment losses, care-giving of aging relatives – these adverse events cannot always be avoided. Yet, you can master your life and mitigate the fiscal consequences of life’s negative “What-If “ scenarios. The Life Calculator is a powerful, personalized online financial advisor that will “redeem” your financial security.

The decision to become proactive in seeking your financial security - to set financial goals – to build wealth – to Move Up To Millions  – is a journey. Let’s begin now!

Much Energy!
Kathleen Connell

Kathleen Connell was California State Controller from 1995-2003. She is currently President of the Connell Group, an investment advisory firm located in Washington, D.C. Dr. Connell, Ph.D, is the Director of the Corporate Directors Enterprise Program at the U.C Berkeley Haas Graduate School of Business and also teaches International Finance. Her weekly column MoneyWise, on personal finance and investments, appears in the Christian Science Monitor.  Among the topics she has addressed are: women’s investments, college financing, credit card debt, devaluation of the housing market, retirement shortfalls, and working beyond 70.

Dr. Connell has been an investment banker in New York and Los Angeles and served as a Trustee of CalPERS and CalSTRS for eight years, which together comprise the largest pool of retirement assets in the world. She was honored by Smart Money magazine as one of the 30 smartest people in investing and is also the author of Moving Up to Millions: The Life Calculator Guide to Wealth.